Insurance can be a lifesaver in times of unexpected events, but have you ever heard of insurance subrogation? It is important to grasp, as it can affect your insurance claims. It may sound complex, but it is quite straightforward. Imagine you are in a car accident,...
Results-Focused Legal Advocacy For Clients Throughout Greater Seattle
Year: 2023
Using e-signatures for official documents as a business owner
It may surprise you that electronic signatures (e-signatures) have the same legal effect as traditional ink signatures. This means that documents and contracts signed electronically are enforceable. Creating an e-signature on documents may help your business if you...
Do I need property insurance for my dropshipping business?
Running an online business may not require a physical storefront, but you still need a place to operate from, be it a rented office or a designated space in your home. In either case, commercial property insurance is a must-have coverage. However, the case may differ...
Trade secrets theft and Washington law
Trade secrets theft is a troublesome concern for many Washington businesses. These companies base their entire strategy on certain developments that have allowed them to gain a competitive advantage. Losing those developments through theft can sink their entire...
Washington state insurance commissioner adopts rule requiring transparency in rate increases
Insurance rate increases are challenging enough to deal with. But not knowing exactly why your rates are rising is even more frustrating. Fortunately, Washington state’s insurance commissioner recently enacted new rules to help policyholders understand the logic...
Understanding 4 different types of insurance
Most Washington residents know about life, auto, and homeowners’ insurance. However, other lesser-known types of insurance provide an added layer of financial protection. It is also possible to purchase long-term disability insurance, natural disaster insurance,...
What are your insurance claim settlement rights in Washington?
Washington has laws in place to protect insurance policy holders from unfair insurance claim settlement practices. The law defines what counts as unfair treatment and sets guidelines for communications and processing claims. You may want to document all interactions...
What is litigation risk in Washington?
Litigation risk is the possibility that an individual or entity will take legal action against you or your company. Corporations often calculate their litigation risk to implement prevention strategies in areas where they have a high risk. Types of litigation risk...
Understanding how insurance subrogation works
You may have heard the word "subrogation" if you have recently had property damage or an accident and have spoken to your insurance company. While this legal term is intimidating to some Washington residents, understanding the concept can help you look out for your...
How to protect your assets as a business owner in Washington
Even if you operate your business in an honest way, someone might find a reason to file a lawsuit against you, in a Washington courtroom. There's also the possibility that you as the business owner are held liable for an employee's mistake and any associated damages....